Saturday, February 27, 2010

Corporate America Believes in Life after Death.

I received this amazing e-mail:

My father died on Jan 02, 1995. He left no forwarding address. Therefore, it fell to me to collect his mail. I didn'texpect much, really, since my sisters and I had been careful to notify his bank, insurance agent, and a host of other businesses that one of their customers was no more. You would think a death notice would cut down on the amount of correspondence from those firms. Quite the contrary. Instead -- for months, mind you -- my deceased father continued to receive mail from companies that had been told of his passing but pressed on, determined to contact him anyway. The first to hope for a reply from beyond the grave was my father's bank.

Dear Mr. Hanson,

Our records indicate payment is due for overdraft protection on your checking account. Efforts to contact you have proven unsuccessful. Therefore, we are automatically withdrawing your monthly $28.00 service charge from you account. Please adjust your records accordingly.

Sincerely, The Phoenix Branch

Dear Phoenix Branch,

This is to notify you once again that Mr. Hanson died Jan 02, 1995. It is therefore unlikely he will be overdrawing his account. Please close his account, and adjust your books accordingly.

Sincerely, Scott Hanson

Later that same week, I receive this note from Dad's insurance company. Again, this is a firm that had been told in no uncertain terms of his death.

Dear Mr. Hanson,

It's time to renew your auto insurance policy! To continue your coverage, you must send $54.17 to this office immediately. Failure to do so will result in the cancellation of your policy and interruption of your coverage.

Sincerely,Your Insurance Agent

Dear Insurance Agent,

This is to remind you that Mr. Hanson has been dead since January. As such, the odds he'll be involved in a collision are quite minimal. Please cancel the policy and adjust your books accordingly.

Sincerely, Scott Hanson.

The next day, I went to my mailbox to find this:

Dear Mr. Hanson,

Let me introduce myself. I am a psychic reader, and it is very important that you contact me immediately. I sense that you are about to enter a time of unprecedented financial prosperity. Please call the enclosed 900 number immediately, so I can tell you how best to take full advantage of the opportunities that are coming your way.

Sincerely, Your Psychic Reader

Dear Psychic Reader,

My father regrets he will be unable to call your 900 number. As a psychic reader, I'm sure you already know my father is dead, and had been for more than three weeks when you mailed your letter to him. I sense my father would be more than happy to take you up on your offer of a psychic reading, should you care to meet with him personally.

Sincerely, Scott Hanson

P.S. Should you be in contact with my father in the future, please ask him if he'd like to renew his car insurance.

A few months of calm passed, and then these arrived:

Dear Mr. Hanson,

Our records indicate a balance of $112 has accrued for overdraft protection on your checking account. Efforts to contact you have proven unsuccessful. Please pay the minimum amount due, or contact this office to make other arrangements. We appreciate your business and look forward to serving all of your future borrowing needs.

Sincerely,Your Bank's San Diego District Office

Dear San Diego District Office,

I am writing to you for the third time now to tell you my father died in January. Since then, the number of checks he's written has dropped dramatically. Being dead, he has no plans to use his overdraft protection or pay even the minimum amount due for a service he no longer needs. As for future borrowing needs, well, don't hold your breath.

Sincerely, Scott Hanson

Dear Mr. Hanson,

Records show you owe a balance of $54.17 to your insurance agent. Efforts to contact you have proven unsuccessful. Therefore, the matter has been turned over to us for collection. Please remit the amount of $54.17 to our office or we will be forced to take legal action to collect the debt.

Sincerely,Your Insurance Agent's Collection Agency

Dear Collection Agency,

I told your client. Now I'm telling you. Dad's dead. He doesn't need insurance. He's dead. Dead, dead, dead. I doubt even your lawyers can change that. Please adjust your books accordingly.

Sincerely, Scott Hanson

A few more months, and:

Dear Mr. Hanson,

Our records show an unpaid balance of $224 has accrued for overdraft protection on your checking account. Our efforts to contact you have proven unsuccessful. Please remit the amount in full to this office, or the matter will be turned over to a collection agency. Such action will adversely affect your credit history.

Sincerely,Your Bank's Los Angeles Regional Office

Dear Los Angeles Regional Office,

I am writing for the fourth time to the fourth person at the fourth address to tell your bank that my father passed away in January. Since that time, I've watched with a mixture of amazement and amusement as your bank continues to transact business with him. Now, you are even threatening his credit history. It should come as no surprise that you have received little response from my deceased father. It should also be small news that his credit history is of minor importance to him now. For the fourth and final time, please adjust your books accordingly.

Sincerely,Scott Hanson

Dear Mr. Hanson,This is your final notice of payment due to your insurance agent. If our firm does not receive payment of $54.17, we will commence legal action on the matter. Please contact us at once.

Sincerely, Your Insurance Agent's Collection Agency

Dear Insurance Agent's Collection Agency,

You may contact my father via the enclosed 900 number.

Sincerely, Scott Hanson

It has now been a couple of months since I've heard from these firms. Either the people writing these letters finally believe my father is dead, or they themselves have died and are now receiving similar correspondence. Actually, there has been a lesson in these letters. Any one of them would be cause for great worry, if sent to a living person. The dead are immune from corporate bullying. There's nothing like dying to put business correspondence in its proper perspective.

Perhaps that's the best reason not to fear death. There's no post office there.


Mrs. Spit said...

One of the projects I was involved in at work was suspending statements to deceased customers.

I volunteered to work on it because I remember - vividly - what it was was like when Gabriel's health care card came to our house, 14 days after his death, on Christmas Eve, and I had to phone and try and explain that my baby was dead and could they cancel this.

I'm glad the email is funny. I think many people find it a lot less funny and a lot more painful in real life.

Bill of Wasilla said...

This somehow makes all dealings with the world of large corporations seem utterly doomed.

WhiteStone said...

I love the "contact my father via the enclosed 900 number". LOL

We still periodically receive solicitations for my father-in-law who died more than 10 years ago. I just toss 'em. Maybe I should be responding with his new "900" number. (900)432-8367 which translates to (900)hea-vens. Oh, golly, you don't suppose that is a real number, do you?

Lydia said...

that is hysterical. Oh my goodness. It reminds me of the day I found out that you still have to file taxes after you die. WHO KNEW!!! Aparently the government doesn't care about your status of being alive or dead, they just want their taxes. LOL

Debby said...

There is a big difference between the death of child, and the death of an elderly person who has lived a full life, Mrs. Spit. I'm sure that this Scott Hansen grieved for his father, but also there may have been some measure of relief that his father's stuggle was done. He was 'in a better place' as they say. This allows the correspondence to take on an ironic humor. Your situation was much, much different. To lose a child before it had even begun to experience all the things of life is a great tragedy, a grief too large to even begin to wrap your head around, an empty place that will always be. I cannot imagine your pain any more than I can imagine the pain of the elderly woman at the grocery store, the one who had lost her son in a motorcycle accident. In these situations, you are correct, this correspondence would be heartbreaking and cruel. I, in no way, intended to minimize that.

Love to you and to Mr. Spit as you ponder your choices.

Reb said...

The day of my MIL's funeral, the hospital where she had died called to ask how she liked her stay. Luckily, I answered, and being a nurse understand the workings of hospitals. One dept frequently doesn't know what goes on in the others. I told the poor caller that she had liked it quite well until she died. I swear there was silence on the line for a full minute :) Death is incredibly sad (especially if they are young or if it is unexpected) but what happens around it as we all try to remain solemn and polite can be surprisingly funny. I think that humor helps to remind us that we are still alive and that the rest of the world continues to spin....sometimes apparently in the wrong direction :)

Bob said...

This was priceless, Debby. I am still laughing. And I'll bet your dad would love it.

Debby said...

No, Bob. I did not write this. I received it in an e-mail.

Bob said...

Alas, I failed to read the first line. Call me inattentive (and red faced).

Debby said...

Give yourself a break, Bob. Your brains are probably chilled and working slowly. You folks down south just are not used to this weather! PS: My Dad would have laughed.

What was done said...

Here is a kind of life after death you can be sure of...

Anonymous said...

My Father died in 1988 My Mother in 2001 . I now live in the house we grew up in. And I still get mail for both of them!!!!!!

And Debby I live between your brother inlaw and his Parents. from near Grand Valley.